ComForcare Franchise Partners with NPDA to Provide Client-Centered Home Care Services

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Streamwood, IL, October, 2012 – ComForcare of Northwest Suburbs in Streamwood IL, is proud to announce they are a member of the National Private Duty Association (NPDA). The NPDA partners with private home care agencies, and companies that offer home care aides, companion care, homemaking assistance, and other supplemental elderly care services to offer trusted and reliable caregiver information.

-The NPDA was founded on the principles of providing high quality private duty home care, and we are pleased to support that cause,- says ComForcare owner, Bryan Ernst. -At ComForcare, our practices reflect their model to employ, train, and supervise caregivers and to create a unique care plan for each of our clients in order to offer a safe, healthy, and independent lifestyle for them in the comfort of their own home.-

As a member of NPDA, ComForcare commits to employ trained caregivers and assume all responsibility for the payroll and related tax information to protect the client and provide the highest level of care. NPDA members also stand together to with the opinion that people should be able to age safely in place at home to the extent possible according to their desires and permitted by their resources. They also champion measures at both federal and state levels to promote home care quality and affordability.

To accomplish these goals, ComForcare offers affordable part-time and full-time home care services for clients on an individual basis to meet their specific needs. As an industry leader, ComForcare has been recognized for its exceptional client-centered transition of care program and relationship-based home care services. ComForcare uses a rigorous 10-step hiring process to ensure all caregivers meet the highest professional, education, and experience requirements in order to provide trusted, reliable, and compassionate care.

About ComForcare Home Care ComForcare began in Bloomfield Hills, Michigan, in 1996 as a company dedicated to establishing a new standard in the quality of non-medical home care. After perfecting the winning formula, ComForcare began franchising. They are one of the fastest growing franchises in the country with more than 135 franchise owners who operate 150 territories throughout the United States and in Canada and the U.K. Each independently owned and operated ComForcare office offers elderly care services including personal care, homemaking, transportation, companionship and family respite services to improve the quality of life and level of independence for every individual and family receiving our services.

ComForcare Home Care 2510 Telegraph Road, Suite 100 Bloomfield Hills, MI 48302 248-745-9700

Which Forex News Reports Are Trade-worthy

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News trading is an excellent way of profiting in the Forex market. Economic news usually has the ability to increase volatility and thus potential trade opportunities in the market. However, it is important to only trade the news that has the highest ability to cause movements in the market. As much as the markets often react to the majority of economic news from different countries, those from big economies such as the U.S. and Europe play a significant role on currency market moves.

Here are some news reports that are trade-worthy:

Interest rates
Interest rates have the ability to cause significant movements in the Forex market. By increasing, maintaining, or lowering interest rates, central banks exert influence over the value of currencies. If raised, the exchange rate of a particular currency would appreciate in value, and if decreased, the exchange rate would depreciate in value. When an interest rate rises, it would offer lenders in an economy a higher return as compared to other countries; therefore, there would be an increased inflow of foreign capital that ultimately would cause the value of a currency to appreciate. Generally, it is seen as a good thing when interest rates increase and a bad thing when interest rates decrease.
Economic indicators
Economic indicators give a picture of the general performance of the economy of a country. They enable analysis of current performance and future forecasts of the economy of a country. Economic indicators comprise of various indices, earnings reports, and economic summaries, and some of which include Gross Domestic Product (GDP), Gross National Product (GNP), Consumer spending, capital expenditure, and government expenditure.
Inflation rates
As a general rule, a country having a high inflation rate usually has a weak currency, since its purchasing power decreases as compared to other currencies of its trading partners. To strengthen the value of a currency, the central bank of a country may make a decision to increase the interest rates.
Employment indicators
In order to comprehend the economic health of a country, it is essential to know the employment statistics of that particular country. Therefore, various employment indicators released on a regular basis are very important in affecting the value of currencies in the Forex market. An example of this is the U.S. Non-Farm Payroll released on a monthly basis.
Balance of trade announcements
As a general rule, a country with a positive Balance of Trade (BOT) usually has a rising currency.

Differences Between Starting From Scratch And A Franchise

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Are you contemplating starting a new business? There are some things that youre definitely going to need to think about before heading down that road. Lets talk about a few very important options youll need to consider.

The most difficult part of any new business is getting it started. Youll have a lot of administrative stuff to figure out, and youll need to start getting clients right away. Youve undoubtedly heard that 80% or so of new businesses fail in the first 2 years or so. This number will fluctuate depending on the industry and where you get your numbers from, but in the end its been shown the most new businesses fail.

So why do most new businesses fail? Well, there are a couple of common reasons. One is that a new business fails to advertise like it should. So they fade into nonexistence. This ties into the second common problem which is just running out of money. There are a number of causes for this, but if you run out of money you are pretty much out of business.

Im not trying to demotivate you. But you need to be aware that there are things you can do to improve your chances. Lets look at one.

One way to give yourself a better chance of surviving as a new business is to start as a franchise instead of a brand new business. There are a couple of reasons why this is a good option. First of all, the franchise will teach you how to run their system. They already have a proven track record that will get you started right.

Another great benefit of starting a franchise is you get brand recognition. No one has heard of Bills Best Burgers, but they have heard of McDonalds, Burger King, and a number of other franchises. With all the advertising the franchise does nationally you get immediate recognition when you open your store.

You dont have to just open a franchise in the food industry. You can also open them in just about any other industry you can think of. There are franchises in electronics, batteries, ink cartridges, clothing, and tons of other industries.

So there you have it. Do you start everything from scratch or do you start a franchise? One is definitely a more expensive option, but you will have a much better chance of long term success.

Trade Surveillance System A Brief Introduction

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The way in which most financial institutions keep track of and monitor trades is changing. Positioned at the connection of the ongoing drive to decrease operational risk and the battle to rationalize trade processing and authorized by the movement to enterprise data management, monitoring of trade is joining the evolution in the process of trading that is already well underway. This helps reducing exceptions and minimizing reconciliation, which is an ultimate industry goal.

The process of automation in the trade monitoring is predicted to continue and growing into a mainstream practice with around 79% of survey participants unambiguously maintaining the industry”s acceptance of trade surveillance system and methodologies would increase over the next two years. Out of which 16% of those stated would be significant. In fact, 100% of the participants stated that the overall operation cost and risk reduction was their highest overall priority for starting the process of trade surveillance.

In part, the overall growth in the acceptance of the trade compliance systems is tied to the amalgamation of non-going movement to a process called straight-through processing (STP). The obtainability of more centralized reference date hubs, and overall increased attention to risk management. It is also a natural outgrowth of better and proper business management as the complexity in the instruments and trading practices, coupled with numerous trading volumes and various necessary increased resources.

Overall, the process of trade surveillance includes monitoring trades throughout the transaction flow to eliminate different barriers present, thereby reducing every operational cost and risk. In fact, it can also work alongside existing systems to validate data and various positions and to enable the firm to fix all trade data and identify data issues from the beginning of trade lifecycle and continue throughout intra-day processing. The goals of trade compliance systems include:

“Minimizing the overall number of exceptions and make the process of exception handling better
“Attaining data transparency all across trade data silos
“Increasing the overall speed of the transaction flow through intra-day and actual time data reconciliations.

Overall, trade surveillance system and monitoring practices are completed through the process of straight-through processing (STP) solutions and when done systematically are thought to be an important component in attaining operational efficiency and may also minimize or eliminate (in some cases) the traditional reconciliation processing. If you think it can help leverage your business, there are a lot of service providers that can be searched over the web using the power of the internet.

Economic Calendar From Forexminute To Help You Trade Well

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Apart from economic calendar, you may also need to have access to Forex tools like Pivot point calculator, Forex signals, profit & loss calculator, Fibonacci calculator, etc. However, according to a reviewer at ForexMinute, you cannot do better if you are not subscribed to economic calendar for it is the one of the best tool that you should own. Additionally, most of these tools have specific use but economic calendar has plenty of use.

For instance, whereas some of these tools can be used for technical analysis, some others are useful for traders when they are doing fundamental analysis; however, you can use Economic Calendar for better planning and better decisions as well. Nonetheless, traders admit that when Forex is becoming increasingly popular because of its marvelous web tools, it is important for them to get the right economic calendar from ForexMinute.

Nevertheless, when you are trading Forex or binary options, you need some Forex tools that help you enrich your trading experience but not without a reason. The reason is that sophisticated trading can be made easy without much hassle when you are trading. Also, one of the Forex tools i.e. economic calendar from ForexMinute which has brought in this tool for traders after a lot of efforts and research, you can do well.

Thus, helping traders big time and promise them better trading experience without much hassle, this online portal is definitely a place which you should always look for. Also, as ForexMinute makes sure that trading Forex or binary options becomes beneficial when traders are using the latest technology solutions and tools, traders definitely prefer such a solution provider in all conditions.

Nonetheless, it is well understood that search for the right economic calendar and financial calendar must continue at all costs. It to be noted that the search ends at ForexMinute as it is the only reliable source out there for you. Also, with economic calendar you get access to the world of information where you know about the policy changing events, you can schedule your trade according to these changes and events.

Some policy changes and events that take place around the world are incorporated in the new reports that come from the government and other national and international bodies that tend to have influence on foreign exchange too can be accessed with the help of economic calendar for that matter. Some traders even admit that when they are using economic calendar and other tools from ForexMinute, profits go higher.

Learn to Trade CFD

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A contract for Difference or simply CFD is a powerful tool in the Australian share marketing scene. A beginner should definitely learn to trade with this tool among many others that he picks up through the learning process. Being consistently successful in CFD trade is some task. This trade is completely different from that of shares and warrants. In share trading, you lose money if you do not know the nuances to go about it. Before trading CFDs learn more about the techniques and strategies involved in it. Once you understand these strategies protecting your capital would become an easier task.

When you learn how to trade CFD, check for aspects like proven and tested techniques. Since this is a highly leveraged product charts out the trading strategies which are the most profitable. Learn to know where to enter the trade and where to make an exit, in your CFD trading education. Focus on managing your leverage and back test your CFD plans. There are different market models for CFD and you shouldlearn to tradewhile getting accustomed with them as a part of your CFD education. In good online educational sessions, you are exposed to webinars and forums. Besides access to expert practitioners and you also have an email support to clarify doubts and obtain other help.

Learn to trade CFD by applying the basic principles and managing the risks. With such knowledge you are competent enough to get safe profitable results. Be it CFD, trading or any other business, it is wise to know the flow of the business and the dangers expected from it, before investing any money in them. Learning CFD from an expert will keep you well prepared for the rest of your future in CFD. There are numerous online classes and others where you could personally visit. Check the one that suits you the best.

Tips On Writing Your Operations Manual Using The Franchise Operations Manual Template

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Franchise Operations Manual Template is the blueprint of your business.

Franchise Operations Manual is one of the most important documents needed for each franchise business. It has a great difference from a successful and a profitable business to a misfortunate performing one. The operations manual serves as a guide when running a business and success of whatever business depends on it.

Writing the franchise operations manual can be a frustrating task but it is important that you have to work hard just to finish it. Rely on yourself; don’t rely on the writing ability of others because you are the person who is well-informed about your business. Tips are as follows to give you a guide throughout the writing process.

o Get ready. If this is your first time writing a franchise operations manual, have yourself familiarize first regarding the document prior to writing. Of course every business is exceptional and there are different business procedures in every company. However, it is not necessary that you get into details about this stage. All you demand to do is to get familiar with this type of documentation.

o The first draft. After you have an idea what a franchise operation manual is you can proceed to writing the first draft of your own manual. As you have already observed, the manual can be a large document so you will probably need a lot of time outlining all the information and even more time writing the details. This is where a specialized franchise tool can aid you. Software products are available which can able to provide you the chief frame of the manual you are writing. If you select to use the Franchise Operations Manual Template software, all you will need to do is to customize the ready template.

o Get the draft reviewed. Once the operations manual draft is ready, review it by letting it read by the other members of the management team. They can also add some important ideas since they also know the nature of your business. In addition, when the manual is read by many, there is a big opportunity for you to have a more polished and better work.

o Get the second draft reviewed by professionals. Once you are almost done in your manual, let a lawful professional review it. This can be useful especially when targeting franchisees from different countries.

o Make it official. Once you have the second draft ready, utilize the final corrections and make the official version of the franchise operations manual. Don’t forget that you can still revise it afterwards depending on the market change and the development of your business.

Completing the operations manual can be hard for you but through the aid of the Franchise Operations Manual Template, you can have the comfort in writing. Purchse now the template and get ready to begin your business.

Kfc Franchise – What You Need To Know

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A KFC franchise is just part of the umbrella of the Yum Brands empire. Yum Brands is the largest restaurant franchise system in the world. KFC franchises are located in over 80 countries worldwide and have sister franchises like Pizza Hut, Taco Bell, Long John Silvers and A&W.

There are quite a few advantages of being part of the Yum Brands family however, owning a KFC franchise may not be right for you.

First and foremost, any potential franchisee must be prepared to own more than one franchise. Therefore, if you want to open a KFC, you’re also most likely going to need to open another franchise in the same location. That’s why you see so many groups of fast food stores in the same location. A good idea would be to consider owning multiple franchises on multiple sites.

Yum Brands has quite a reputation for having ambitious business owners as their franchise owners. To be considered on their “good list”, you’re going to have to own at least three KFC franchises. In fact, ambitious franchise owners will get help from Yum Brands on building up their franchises.

The upfront cost to get into a KFC franchise is why so many people do not qualify for this particular franchise. Go ahead and plan on spending 1,000,000 to 2,000,000 to start up your KFC franchise and partner brand franchise. Furthermore, your net worth has to be above 1 million and you have to have liquid assets of at least $360,000. On top of that, you must have experience in the food service industry or least your partner must have that experience.

Plan on spending at least a year going through the whole process from start to finish. If you qualify based on their requirements, you will meet with the Yum Brands leadership to see if the relationship would be a good one for both parties involved. Then there would be the work finding a site and all that other fun stuff.

Bottom line is owning a KFC franchise can be very profitable and a very solid investment even if you can qualify for the high demands of buying a KFC franchise.

Day Trading – Is Forex Easier To Trade Than Stock Market Indices

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There are many professional day traders out there who focus all their efforts on trading a particular instrument, whether it’s a currency pair or a stock market index. I personally have attempted to trade both in the past so I can speak from experience when I say that in general it is much easier to trade forex.

The main reason why is because when you trade one of the major currency pairs you can usually concentrate purely on technical analysis. In other words when you trade the intraday charts you can trade the forex pairs around pivot points and areas of support and resistance because the price movements can be quite predictable. However when you trade stock indices such as the FTSE 100 or the Dow Jones, for instance, the price movements are not always so predictable.

That’s obviously because these indices are made up of various different stocks and they don’t always rise and fall in tandem with each other. Yes you may get some days when all the constituents trade higher or lower, but most of the time certain sectors will be strong, whilst others may be flat or trading lower. Plus there are often occasions when individual stocks release some news concerning their company and as a result the share price moves independently of the wider market.

As a result of all this, you don’t always get as many predictable bounces off key support and resistance levels, for example, as you do when you trade the major forex pairs. Therefore they are much harder to trade with any confidence because you can never be sure of how the price will react around these key levels.

Another point worth making is that when you trade forex you can pretty much guarantee that you will have a large trading range for many of the most popular currency pairs, such as the GBP/USD, EUR/USD and GBP/JPY pairs, for any given trading day. The same cannot be said for the various stock market indices, however, because there are some days when the FTSE 100, and even the Dow Jones, will trade within a very narrow trading range.

So the point I want to get across is that on the whole it’s a lot easier to day trade the forex markets than the stock market indices. They respond very well to technical analysis, whether it’s fibonacci levels, pivot points, or simply trend lines and basic levels of support and resistance, whereas the same cannot always be said about the indices because of how they are derived.

Subway Franchise Review – One Footlong At A Time

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The first Subway franchise was born in 1974 even though founder Fred DeLuca opened his first store 9 years earlier. Today there are currently over 29,000 Subway franchises spanning the globe in over 85 countries. Entrepreneur magazine has ranked Subway the number one franchise 13 out of the last 17 years, so its a rock-solid franchise.

Even with its amazing popularity and tremendous track record, the real question is deciding whether or not owning a Subway franchise is the right choice for you and your family. There’s a ton of things you should consider when making this big of a choice, so let’s identify what the positives and negatives are.

First of all, the total cost of entry and the total investment to get started ranges anywhere from $101,000 to $285,000. The reason for the big discrepancy depends on whether you’re buying an existing franchise or you’re having to build one or start one from the ground up. Other costs may include remodeling, leasing equipment, inventory, etc. Typically, the down payment that’s required must come from your personal liquid assets and can NOT be borrowed or come from a loan. That fact right there might eliminate some potential franchise owners.

Every Subway franchise pays a royalty fee to the company, specifically 8% of their overall gross sales. This is very important to understand because losing 8% right off the top before you pay for any rent, equipment, inventory, marketing, employees, etc can make a difference in whether or not you’re profitable. On the other hand, in exchange for the royalties the franchisee’s are rewarded with a strong brand recognition and national advertising campaigns.

As far as sales are concerned, 2800 sandwiches and salads are sold every 60 seconds. This provides a pretty constant flow of customers and expected sales. Potential franchise owners feel comfortable with this knowing that their stores most likely will not be empty. Besides, people have to eat somewhere, right?

On the flip side, you are at the mercy of your store location when owning a Subway franchise. No matter if you are open 24 hours, a location can only serve so many customers and can only make so much money. Obviously the product can not be sold online or in other areas, so actually getting traffic to the store is the only way to make sales. In this regard, the Subway franchise is NOT scalable. An entrepreneur would probably have to own multiple locations to really generate the kind of income they would be looking for in owning a franchise.

Furthermore, to buy a franchise, you must have good credit, have considerable net worth and you have to be approved by the company. Once again, this could potentially eliminate more prospective franchise buyers. In the end, owning a Subway franchise is a solid way to have a great chance of success but keep in mind that to really make it big, you’ll probably have to own about 10 or more.